Trust the Insurance Law Attorneys at Gilman Law LLP

Insurance Lawsuit Litigation | Bad Faith Insurance Practices: Vanishing Premiums Fraud, Deceptively Sold 412(i) Life Insurance/Pension Funds, Breach of Fiduciary Duty, Misrepresenting an Insurance Policy, Discriminatory Insurance Policy Pricing, Unfair Claims Settlement Practices , Wrongful Denial of Insurance Coverage, Misrepresentation of Benefits For Disability or Accident Policies…

Insurance Lawsuit LitigationInsurance policies are legal binding agreements between the insurance company and a business or individual seeking to be insured against some damaging or injurious future event. Bad faith insurance practices happen when an insurer unreasonably withholds the benefits of the policy from the party it has insured, this is called a bad faith insurance practices occur .

An insurance attorney can protect a person’s rights when bad faith insurance practices hurt people and businesses. Gilman Law insurance law attorneys have has represented numerous clients including businesses and consumers relating to bad faith insurance practices. Our insurance law lawyers have significant and substantial experience prosecuting claims against insurance companies that have acted in “bad faith” towards those they insure.

An insurance policy is a legal agreement between the insurance company and a business or individual seeking to be insured against some future event. Bad faith insurance practices occur when an insurer unreasonably withholds the benefits of the policy from the party it has insured and often the only recourse is hiring an insurance attorney. Bad faith insurance practices include, but are not limited to breaches of fiduciary responsibility, misrepresentation or omission of facts relating to specific insurance policies, discriminatory pricing of insurance policies, unfair claims settlement practices and wrongful denial of insurance coverage.

Insurance Claims Our Insurance Law Attorneys Are Investigating:

Areas of Bad Faith Insurance Practices & Insurance Fraud:

  • Vanishing Premiums Fraud – Insurance policies, usually whole-life, where premiums are represented to discontinue at some point in the future and do not.
  • 412(i) Life Insurance/Pension Funds where polices are deceptively sold in violation of sound actuarial principles.
  • Breach of Fiduciary Duty – Engaging in practices which fail to protect an insured’s interests in bad faith.
  • Misrepresenting an Insurance Policy – When an insurance company knowingly misrepresents or omits the material facts of a policy to a potential buyer, or knowingly commits unconscionable practices.
  • Discriminatory Insurance Policy Pricing – Charging different groups and/or individuals higher insurance policy premiums where a material difference between the groups is nominal or non-existent.
  • Unfair Claims Settlement Practices – When insurance companies engage in unfair, deceptive or inappropriate claims settlement practices.  Many insurance companies fail to fully and timely compensate their insured.
  • Wrongful Denial of Insurance Coverage – When individuals and/or organizations entitled to benefits of a specific insurance policy are wrongfully denied those benefits by the insurance company.
  • Disability or Accident policies where companies misrepresent the benefits available under the policies and refuse to honor claims.

Legal Help for Victims of Consumer Fraud

An insurance lawyer can help you fight consumer fraud. If you or someone you know may have been the victim of bad faith insurance practices or insurance fraud, please fill out our online form to have your claim reviewed by one of our insurance law attorneys, or CALL TOLL FREE (1-888-252-0048) today.

Awards & Recognition

Gilman Law LLP and its attorneys have been recognized by the leading legal publications and are listed in:


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Life Member, Multi-Million Dollar Advocates Forum
Life Member, Million Dollar Advocates Forum
Super Lawyers
Lexis Nexis
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Association of Trial Lawyers of America
Massachusetts Association of Woman's Lawyers
American Association of Justice: Leaders Forum
American Bar Association and Member of the ABA Antitrust and Litigation Sections and Forum on Franchising and Litigation Section
Public Investors Arbitration Bar Association